Nmerisk

Intelligent Insurance for Fourth Line Clients

Data-driven Professional Indemnity Insurance that recognises your investment in quality advice assurance.

Nmerisk

Intelligent Insurance™ for Fourth Line Clients

Data-driven Professional Indemnity Insurance that recognises your investment in quality advice assurance.

Why Fourth Line + Numerisk?

Using Fourth Line shows insurers you're serious about advice quality. We help them understand this, leading to better insurance outcomes.

Better Premiums

Your investment in advice assurance technology should be reflected in your premiums—we make sure it is.

Better Premiums

Your investment in advice assurance technology should be reflected in your premiums—we make sure it is.

Better Coverage

Access to comprehensive coverage that recognizes your proactive risk management approach.

Better Coverage

Access to comprehensive coverage that recognizes your proactive risk management approach.

Better Terms

Improved policy conditions negotiated through our understanding of Fourth Line's value.

Better Terms

Improved policy conditions negotiated through our understanding of Fourth Line's value.

Coverage Options

We provide comprehensive insurance solutions for financial advisers:

Professional Indemnity

Professional Indemnity

Cyber
Insurance

Cyber
Insurance

Business
Insurance

Management
Liability

Why Advice Matters

Every Statement of Advice (SOA) or Record of Advice (ROA) represents potential risk to an AFSL. Under s912A of the Corporations Act, licensees are responsible for overseeing advice quality—the Courts and ASIC have made this clear.

Fourth Line helps you:

Identify and fix issues before advice is presented

Prevent breaches before they happen

Avoid costly client claims and remediation

The problem? Many insurers don't fully understand these benefits. We do and make sure insurers do too.

We leverage data-driven insights to negotiate coverage, premiums, terms, and conditions – achieving better outcomes for you.

How We Help

Numerisk has worked closely with Fourth Line to deeply understand their products and services. We know how to articulate the value of advice assurance technology to insurers in terms they understand and recognise.

When insurers understand your commitment to quality through Fourth Line, they can offer better terms, coverage, and pricing.

How it works

Data is collected across the entire advice industry

Data is collected across the entire advice industry

Advisor Ratings uses data science to identify and establish a benchmark

Numerisk uses this benchmark to build Business Inteliigence

Numerisk uses this benchmark to build Business Inteliigence

The result is improved outcomes for advice practices

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