Designed to Protect Self-Managed Superannuation Funds and Their Trustees.
Managing your own SMSF provides control, flexibility, and empowerment. However, this control comes with significant responsibility and exposes trustees to unexpected risks that can threaten your retirement security.
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Introducing SMSF Defender, a first for the Australian SMSF industry.
The SMSF Defender Liability Policy has been specifically designed to safeguard SMSF trustees and funds from the financial consequences of mistakes, disputes, audits, scams and cyber fraud, and regulatory action.
1. Personal Liability & Fund Reimbursement
If you’re personally accused of a wrongful act—like an error, omission, breach of duty, administrative oversight, or other trustee-related issues—this policy steps in.
2. Fines & Penalties Cover
Regulators such as the ATO may impose penalties for breaches of SMSF rules—even unintentional ones.
3. Tax Audit & Investigation Cover
ATO audits can be costly, time-consuming, and stressful. This cover reimburses certain professional fees arising from formal tax investigation, examination or audit notices, subject to policy conditions.
4. Crime & Cyber Fraud Cover
Fraud targeting SMSFs is increasing. This section helps protect the fund against financial loss caused by criminal activity.
In partnership with SMSF Association
Numerisk is the preferred insurance partner to the SMSF Association.
Built on Granite, our proprietary tech platform powering SMSF Defender
Numerisk's Granite platform drives SMSF Defender and allows for seamless engagement with SMSF trustees, providing a simple, easy, frictionless experience.
If you are a Financial Adviser, Accounting Firm, SMSF Administrator or work with SMSF Trustees and would like to learn more about Granite, book a demo below.
